From health coverage and wellness resources to financial support and lifestyle perks, our benefits are designed to make life easier, healthier, and more rewarding. Explore your options and take advantage of benefits that truly fit your life.
Your CHS MyLife Benefits make all the difference. They are a flexible source of life-changing and powerful programs. Your needs will evolve over the years, so we provide a variety of benefits that fit your changing life.
BENEFITS ENROLLMENT & INFORMATIONWe are committed to taking care of you and your family by providing the tools, resources, and programs you need, empowering you to lead a healthy life.
Your future matters. We support you and your family with benefits that build security, savings, and peace of mind—today and tomorrow.
Life is full of twists, turns, and meaningful moments. These added benefits are here to support you along the way, offering added protection, and everyday value so you can focus on what matters most.
Quantum Health Care Coordinators help you and your family when enrolled in a CHS medical plan with simplifying your healthcare benefits experience.
Set up your Quantum Health Member Portal and select Register. Provide the information requested. Anything with an asterisk(*) is required. A verification code will be sent to your choice of phone or email address. Enter the verification code.
Monday-Friday 7:30 a.m. to 9 p.m. Central Time.
Go to the Apple App Store or Google Play and download the Quantum Health app.
The benefits you elect for the 2025 plan year during your enrollment period cannot be changed unless you have a Qualifying Life Event. If you or your dependent(s) have a Qualifying Life Event, you must notify the Benefits Service Center online or by phone within 30 days of the event. Qualifying Life Events are generally effective the first of the month following the event, with the exception of the birth of child. Be sure to include your required life event and dependent verification documents.
Coverage for newborns begins on the date of the child's birth. To add a newborn to your coverage, you must notify the Benefits Service Center by contacting 855.874.6792 or through the Benefits Enrollment System within 30 days of the birth. For birth or adoption information details, refer to the Summary Plan Description (SPD) available on the Reference Center. If you do not fulfill this notification requirement, you must wait for 2025 Annual Enrollment to make changes unless you experience a new, Qualifying Life Event.
Go to Benefits Enrollment and Information and follow the login prompts to get started. Or, download the MyChoice Mobile app on the Apple App Store or Google Play. If you want online assistance, use Live Chat.
The 5.4 Sweet Spot: Why Mid-Tier Sci-Fi Horror is Better Than You Think
There is a specific joy in defending a 5.4-rated movie. Whether it's the creature effects in Deep Rising or the nonsensical tech in The Lawnmower Man , these films represent the "Wild West" of sci-fi horror. They aren't polished by corporate focus groups; they are raw, often flawed, but never boring. Final Verdict: Give the 5.4s a Chance
They often try to execute "Star Wars" level concepts on a "local theater" budget. 5.4 / 10 HorrorSci-...
Sitting exactly at a on IMDb, Phantoms is a prime example of a mid-tier gem. Starring a young Ben Affleck and Rose McGowan, it blends Lovecraftian cosmic horror with a small-town mystery. While critics found it messy, fans appreciate its eerie atmosphere and the ambitious "Ancient Enemy" lore that feels like it stepped right out of a Dean Koontz novel. 2. The Chaos of Anthologies: ABCs of Death 2
In the world of film ratings, a is often viewed as a death sentence. It’s the "C-minus" of cinema—not quite prestigious enough for critics, yet not "so bad it's good" enough to become an instant cult legend. However, for fans of Sci-Fi Horror , this rating often hides some of the genre's most creative, weird, and entertaining risks. 1. The Curiosity of Phantoms (1998) Final Verdict: Give the 5
The next time you're scrolling through a watchlist and see that mediocre score, don't immediately swipe away. You might just find your new favorite "bad" movie that actually has a lot of heart (and probably a few tentacled aliens) under the surface.
These are the films you find at 2:00 AM on a streaming service like Shudder or Tubi. 4. The "Guilty Pleasure" Factor While critics found it messy, fans appreciate its
Anthology films often struggle with consistent ratings because they are a mixed bag. ABCs of Death 2 (2014) also holds a 5.4 rating . For sci-fi horror junkies, this is a goldmine. You get 26 different visions, ranging from high-concept tech-horror to bizarre biological mutations. Even if half the segments miss, the ones that hit offer more originality than most big-budget blockbusters. 3. Why the "5.4" Rating Happens Movies in this range typically share a few traits:
The Transparency in Coverage Rule is designed to allow price information for health care more transparent for consumers.
If you have questions about the enrollment process or need help logging into the Benefits Enrollment System, contact Monday-Friday, 7 a.m.-7 p.m. Central Time.
BENEFITS ENROLLMENT & INFORMATIONYou must complete the enrollment process and re-certify the status on you and/or your spouse's tobacco use and spousal medical coverage information (if it applies to you). In addition, you must re-enroll in Flexible Spending Accounts. If you do not, you will miss out on key benefit coverage until Annual Enrollment next fall unless you have a Qualifying Life Event. If you choose not to participate in Annual Enrollment, your current medical, dental, and vision benefits will remain active for the 2025 plan year.