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: One of the few robo-advisors offering a match on retirement contributions.

: Offers five diversified ETF portfolios ranging from Conservative to Aggressive, including ESG (sustainable) options. : One of the few robo-advisors offering a

For a $500 balance, a $3 fee equals a , far higher than the industry standard of 0.25%–0.40%. a $3 fee equals a

: Adds custodial accounts for kids (Acorns Early) and the ability to customize portfolios with individual stocks. Pros and Cons : One of the few robo-advisors offering a

: Beginners, hands-off investors, and those who struggle to save consistently.