If you aren't ready for the credit card yet, you still have options to get your tech and start building your score:
: Best Buy offers a "lease-to-own" program through Progressive Leasing that advertises " no credit needed ". While this isn't a credit card, it can help you get items now, though it often costs more than the retail price in the long run. Pro-Tip for Your First Application applying for best buy credit card with no credit
When you apply, Citibank will perform a on your credit report. If you have no credit history at all, this inquiry might still happen, but you will likely receive a denial letter in the mail explaining that you have "insufficient credit history". Alternatives for Building Credit at Best Buy If you aren't ready for the credit card
: Ask a family member with a Best Buy card to add you as an authorized user If you have no credit history at all,
: Before applying for a store-specific card, look into beginner-friendly options like the Discover it® Secured Credit Card or the Capital One Platinum Credit Card
