Failure to carry valid insurance can lead to license suspension or the requirement of to prove financial responsibility, as noted by the Colorado Department of Revenue . Why Is It Pricier in the Springs?

Colorado law requires all drivers to carry liability insurance to cover costs if you cause an accident. The state minimums are DORA - Colorado Division of Insurance : for bodily injury per person. $50,000 for bodily injury per accident. $15,000 for property damage per accident.

Navigating auto insurance in Colorado Springs can be tricky, especially with our city's unique weather and higher-than-average premiums. Whether you're driving through the Garden of the Gods or commuting on I-25, here is what you need to know to stay protected and save money.

: Frequent hailstorms and severe winter weather lead to high volumes of comprehensive claims Jared Polis on Facebook .

: High rates of auto theft and frequent accidents in urban centers like Colorado Springs and Denver drive up regional costs Mountain Storm Insurance . Local Recommendations & Savings

: Recent data suggests American National and State Farm often provide some of the most competitive rates for Colorado Springs drivers Policygenius and Insurify .