Some select purchases may qualify for longer terms (up to 36 months) with a reduced APR (e.g., 7.99% or 11.99%) instead of 0%. Deferred Interest: The "Trap" to Avoid
The (issued by Citibank ) offers "no interest" as deferred interest financing rather than a true 0% APR . This means you must pay the entire balance within the promotional period to avoid being charged interest retroactively from the original purchase date. Key Financing Terms
If you pay off the entire balance before the term ends, you pay $0 in interest. best buy credit card no interest
Best Buy offers various "flexible financing" plans based on your purchase total:
Unlike a standard 0% intro APR card, the Best Buy card uses . Some select purchases may qualify for longer terms
The ongoing purchase APR is typically high (often above 30% ), making this back-interest very expensive. Important Considerations How Does Best Buy Financing Work?
Typically reserved for major appliances, home theater systems, or specific high-ticket categories (e.g., items over $799 or $999). Key Financing Terms If you pay off the
Often available on storewide purchases of $299 and up .
