Note: If you do not qualify for the Platinum version, you may be automatically considered for the version, which carries a $59 annual fee.

: Variable rate ranging from 15.75% to 31.49% based on creditworthiness.

: High interest rates make it dangerous to carry a balance. Furthermore, you cannot "choose" to apply only for the Platinum; if your credit is slightly lower, you might be stuck with the and its $59 fee.

: Earned on all purchases made at Best Buy .

The , issued by Citibank, is the most rewarding version of the Best Buy credit card suite. It is an "open-loop" card, meaning it can be used anywhere Visa is accepted, unlike the standard Best Buy store card. Core Financial Details Annual Fee : $0.

: Often offered on rotating or specific categories like gas, air travel, or ground transportation. 2% Back in Rewards : Earned on grocery and dining purchases.