: Fees for late payments are strictly limited to the lesser of $5 or 5% of the late payment amount. Top-Rated BHPH Dealerships in MA
: The maximum allowable interest rate for an automobile purchase in Massachusetts is 21% . Contracts exceeding this rate may violate state usury laws. buy here pay here car dealerships in ma
: Before repossessing a vehicle, a lender must send a "notice of default" providing the borrower 21 days to catch up on payments (cure the default). : Fees for late payments are strictly limited
Massachusetts enforces specific protections for consumers using BHPH dealerships to prevent predatory lending: : Before repossessing a vehicle, a lender must
Several dealerships across the state specialize in in-house financing and credit re-establishment:
: All non-bank lenders, including BHPH dealers, must be licensed by the Massachusetts Division of Banks . You can verify a dealer's status via the NMLS Consumer Access portal.