: Offers flexible financing and a vehicle inspection process. Uniquely, they report all payments to credit bureaus, which can help build your credit score. Address : 7742 US-19, Port Richey, FL 34668. Quality Auto Sales of Florida Used car dealer ClosedNew Port Richey, FL Rated 4.1 , specializing in low-cost vehicles.
Buy Here Pay Here (BHPH) dealerships in Port Richey, Florida, provide in-house financing for buyers who may not qualify for traditional auto loans due to poor credit or lack of credit history. These dealers act as both the seller and the lender, typically basing approval on income and employment stability rather than credit scores alone. buy here pay here port richey
: Offers "cash specials" and BHPH loans with low down payments, with vehicle prices typically ranging from $1,650 to $8,000. Address : 7322 US-19, New Port Richey, FL 34652. Understanding the BHPH Model Buy Here Pay Here (BHPH) Traditional Dealership Financing Source The dealership itself Banks or Credit Unions Approval Criteria Proof of income/employment Credit score/history Payment Frequency Weekly or Bi-weekly Interest Rates Significantly higher (often 20%+) Varies by credit (Avg. 11-19%) Credit Reporting Optional (check if they report) Standard reporting Key Considerations Before Buying : Offers flexible financing and a vehicle inspection process
Dealership featuring preowned cars and trucks and vans for sale. Jade's Auto Sale inc Quality Auto Sales of Florida Used car dealer
: Known for a fast and easy buying experience; customers report being approved after being turned away elsewhere. Address : 8080 US-19, Port Richey, FL 34668. Byrider Port Richey Used car dealer Closed8829 US-19
: Offers "Auto Loans for Everyone" including BHPH-style financing and credit rebuilding programs. They have a large selection of over 150 vehicles and a full service department. Address : 6404 US-19, New Port Richey, FL 34652. Jade's Auto Sale inc Used car dealer Open8080 US-19 Rated 4.5 by local buyers.