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Buying a liability-only car insurance policy online is a streamlined process that allows you to meet legal requirements quickly and often at the lowest price point . This type of policy primarily covers bodily injury and property damage you cause to others, but it does not pay for your own injuries or vehicle repairs. It is a popular choice for drivers with older vehicles that are paid off, as the cost of full coverage might exceed the vehicle's actual value. How to Buy a Policy Online buy liability only policy online