Buying Medicare insurance involves navigating distinct enrollment periods and choosing between paths like Original Medicare or private Medicare Advantage plans. Most people sign up when they first become eligible at age 65.

If you are still working and have employer coverage, you may be able to delay enrollment without penalty. 2. Choose Your Path You have two main ways to get your Medicare coverage: Parts of Medicare

If you are already receiving Social Security benefits at least 4 months before turning 65, you are typically enrolled in Part A and Part B automatically.