: Allows adding a personal U.S. checking account as a payment method during checkout.

: A financing plan where you make the first payment with a debit card and subsequent payments are drawn from your account.

: Offers a "Pay by Bank" program that ties your bank account information to your Walmart profile.

: Allows customers who pay their bill on time for 12 months to qualify for $0 down on phones without a credit check. 🛠️ How to Complete the Purchase To use your checking account online, follow these steps: Lease to Own Phones – No Credit Needed | AT&T Prepaid

: A lease-to-own option for phones over $199.99. You'll need to provide bank information, a valid ID, and your SSN.

: Accepts e-checks by using your bank's routing and account numbers.

If you prefer to pay in installments rather than upfront, several carriers offer programs that require your bank information but often skip traditional credit checks.