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As of early 2026, institutional-grade products have expanded: XRP ETFs: The Institutional Era Has Begun - Ripple

: For long-term investors, companies such as Bitcoin IRA allow you to hold XRP within tax-advantaged retirement accounts. Institutional Options buy ripple in the us

: Platforms like Paybis allow users to purchase XRP instantly using their PayPal balance or linked accounts after a standard identity verification (KYC) process. As of early 2026

: Offers high liquidity and over 200 trading pairs. It is fully open to US residents for depositing and trading XRP. buy ripple in the us