When the bill matures, the government pays you the full face value ($1,000). The difference is your earned interest.

To buy U.S. Treasury bills (T-bills) directly, you must use the official government portal, TreasuryDirect . Buying directly allows you to cut out middleman fees and purchase at non-competitive auctions with amounts as low as $100. 💳 What Are T-Bills?

Backed by the U.S. government with maturities ranging from 4 to 52 weeks.

You pay less than the face value upfront. For example, you might pay $990 for a $1,000 bill.