Understanding Your 2026 Buy-to-Let Stamp Duty Calculating Stamp Duty Land Tax (SDLT) is a critical step for any UK property investor. As of , buy-to-let (BTL) purchases in England and Northern Ireland attract a 5% surcharge on top of standard residential rates . This "Higher Rate for Additional Dwellings" applies to anyone who will own more than one property upon completion. 2026 Buy-to-Let Stamp Duty Rates (England & NI)
If you'd like to calculate the potential return on your investment, tell me: The of the property Your expected monthly rent buy-to-let stamp duty calculator
Buying through a limited company does not exempt you from the 5% surcharge. 2026 Buy-to-Let Stamp Duty Rates (England & NI)
Land and Buildings Transaction Tax (LBTT) with an 8% Additional Dwelling Supplement. Here are the current rates for additional residential
SDLT is calculated in "slices" or bands. Here are the current rates for additional residential properties: 5% £125,001 – £250,000: 7% £250,001 – £925,000: 10% £925,001 – £1.5 million: 15% Over £1.5 million: 17%
If your investment is in Scotland or Wales , different taxes apply:
The Savills Buy-to-Let Calculator includes the latest rates effective from April 2025/2026. Critical Considerations for 2026