Most employers offer buy-up options via an IRS Section 125 plan, meaning you can purchase the premium with pre-tax dollars.
PPOs cover out-of-network providers, though usually at a higher cost-sharing percentage compared to in-network services. buy up ppo
You want to see a specific doctor or specialist who is not in the base plan's network. Most employers offer buy-up options via an IRS
HDHP vs. Traditional PPO 2026: What's the Difference? - MetLife buy up ppo
Members can typically see specialists without a primary care physician (PCP) referral, allowing for greater freedom in managing their care.