Buying A Brand New Home — Premium
Compare offers from independent lenders and the builder’s preferred lender. Builders often offer significant closing cost credits or design center incentives if you use their lender.
Remember that model homes are typically loaded with $50,000–$100,000+ in upgrades. Ask for a "standard features" list to see what you actually get for the base price. 3. Design & Customization Buying a new build home: your essential guide buying a brand new home
In new developments, you often pick your specific plot. Consider "lot premiums"—extra fees for oversized corners, cul-de-sacs, or views of green space. Compare offers from independent lenders and the builder’s
Factor in "invisible" costs like property taxes, homeowner's insurance, and potential Homeowners Association (HOA) or estate management fees. 2. Choosing Your Builder & Community Researching the builder is as important as the home itself. Ask for a "standard features" list to see
Mortgage pre-approval is essential to determine your budget and loan programs.
Buying a brand-new construction home is a different journey than buying a resale. You aren't just buying a building; you are often partnering with a builder to create it from the ground up. 1. Preparation & Financing
Before you look at model homes, you need to know your "hard numbers" to avoid falling in love with a floor plan you can't afford.
Compare offers from independent lenders and the builder’s preferred lender. Builders often offer significant closing cost credits or design center incentives if you use their lender.
Remember that model homes are typically loaded with $50,000–$100,000+ in upgrades. Ask for a "standard features" list to see what you actually get for the base price. 3. Design & Customization Buying a new build home: your essential guide
In new developments, you often pick your specific plot. Consider "lot premiums"—extra fees for oversized corners, cul-de-sacs, or views of green space.
Factor in "invisible" costs like property taxes, homeowner's insurance, and potential Homeowners Association (HOA) or estate management fees. 2. Choosing Your Builder & Community Researching the builder is as important as the home itself.
Mortgage pre-approval is essential to determine your budget and loan programs.
Buying a brand-new construction home is a different journey than buying a resale. You aren't just buying a building; you are often partnering with a builder to create it from the ground up. 1. Preparation & Financing
Before you look at model homes, you need to know your "hard numbers" to avoid falling in love with a floor plan you can't afford.