: Look for credit unions like Alliant Credit Union or Consumers Credit Union , which often list competitive rates starting as low as 4-5% APR for new vehicles. 2. Get Pre-approved First
Many credit unions partner with services like TrueCar to offer exclusive discounts. Auto Loan Preapproval Process - Navy Federal Credit Union buying a car with a loan from a credit union
Buying a car is a major financial milestone, and while most people default to dealership financing, your local credit union might actually be the smartest way to get behind the wheel. Because they are member-owned and not-for-profit, credit unions typically return their "earnings" to members in the form of lower interest rates and better service. : Look for credit unions like Alliant Credit