Buying A House For The First Time With Bad Credit ★ Must Read

For veterans and active-duty service members. There is technically no minimum credit score set by the VA, though most lenders look for at least 580–620 .

Pay down credit cards or small loans to show you can handle a monthly mortgage.

Some lenders will look at your "non-traditional" credit, such as consistent rent and utility payments, rather than just your score. 🛠️ Immediate Steps to Take

The most popular choice. You can qualify with a score as low as 580 with a 3.5% down payment. If your score is between 500 and 579 , you may still qualify if you can provide a 10% down payment.

Subscribe
X
buying a house for the first time with bad credit

Subscribe!

Subscribe to get the latest listings, updates and special offers delivered directly in your inbox.

This site uses cookies and other tracking technologies to assist with navigation and your ability to provide feedback, analyse your use of our products and services, assist with our promotional and marketing efforts, and provide content from third parties.
Accept
buying a house for the first time with bad credit

Privacy

Privacy Policy Page
Allow Google Analytics
Allow Advertising
* By default the site will store cookies that are necessary for the site function and cannot be switched off in our systems. By visiting the site you are agree with this, and by enabling the above preferences you confirm that you read an understand what each preference from the above list means.