Buying Health Insurance Outside The Exchange [ DIRECT ]
: The most significant drawback is that you cannot apply federal tax credits or cost-sharing reductions to these plans; you must pay the full premium out of pocket.
Can I buy health insurance outside of the Marketplace ... - KFF buying health insurance outside the exchange
: Many off-exchange plans still provide the 10 essential health benefits required by the ACA, ensuring comprehensive coverage for preventive care and pre-existing conditions. : The most significant drawback is that you