Buying Property In Philippines For Foreigners Apr 2026

: Always verify property titles with the Land Registration Authority (LRA) to ensure there are no existing liens or ownership disputes.

: You can lease land from a Filipino owner for up to 50 years , which can typically be renewed for an additional 25 years. Recent laws have even explored extensions up to 99 years for certain investors. buying property in philippines for foreigners

: Local bank financing is often difficult for foreigners to secure without a local co-signer or permanent residency; many opt for in-house financing from developers. How to buy a house in the Philippines: US guide - Wise : Always verify property titles with the Land

: Filipinos who have acquired another citizenship but retained/reacquired their Filipino status can own land without any restrictions , just like any other citizen. Important Considerations : Local bank financing is often difficult for

: A corporation can buy land if it is at least 60% Filipino-owned .

: If you are married to a Filipino citizen, the land can be purchased in their name. However, your name will not appear on the title (TCT), though it may be included in the sales contract. Exceptions for Former Citizens & Dual Citizens

In the Philippines , foreigners are generally , but there are legal ways to own structures or secure long-term rights to the land beneath them. Key Ownership Options