: Create a "must-have" vs. "nice-to-have" list (e.g., number of bedrooms, neighborhood) and start touring homes.
: Review your credit score (aim for 620+) and calculate how much you can afford for a monthly payment. can you buy a house
: Plan for a down payment (typically 3%–20%) and closing costs (usually 2%–5% of the home price). : Create a "must-have" vs
: Your agent will help you submit a formal offer with contingencies like a home inspection or financing. : Plan for a down payment (typically 3%–20%)
But First, Paperwork: 18 Key Documents You’ll Need to Buy a House
: Once the offer is accepted, schedule a professional home inspection and a bank appraisal to confirm the property's condition and value.
: Review and sign your final documents, pay your closing costs, and receive the keys to your new home. Essential Documents You'll Need