Research indicates that while "poor" credit—typically defined as a or a CIBIL score below 650 —presents a significant barrier to homeownership, it does not make it impossible.
Providing 20% or more can signal stability to a lender even if your score is low. can you buy a house with poor credit
Showing you have several months of "mortgage payments" in savings after closing reduces the lender's perceived risk. can you buy a house with poor credit