Yes, you can buy Bitcoin in an Individual Retirement Account (IRA). Because the IRS treats cryptocurrency as , it is eligible for inclusion in tax-advantaged retirement accounts, but you generally cannot use a standard IRA at a typical bank or brokerage. How to Buy Bitcoin in an IRA
: You cannot buy Bitcoin personally and move it into an IRA. All purchases must be made through the IRA. can you buy bitcoin in an ira
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You must use a . These accounts allow for "alternative" assets like crypto, precious metals, and real estate. All purchases must be made through the IRA
: You can fund these accounts via new contributions, transfers from other IRAs, or rollovers from employer-sponsored 401(k)s. Top Bitcoin IRA Providers (2026 Rankings)