Cashback
: Targets digital-first spenders with 10% cashback on online and mobile contactless payments. OCBC 365 Credit Card | Get Cashback on Everyday Spending
: These cards offer a consistent rebate—usually between 1.5% and 1.7% —on almost all spending without a maximum cap or minimum spend requirement. cashback
: Offers one of the highest flat rates at 1.7% and famously includes typically excluded categories like insurance and school fees. : Targets digital-first spenders with 10% cashback on
: Provides 1.6% unlimited cashback with no expiry. : Provides 1
Cashback is a financial reward that returns a small percentage of a transaction's value to the consumer. In Singapore, this is primarily facilitated through credit cards, debit cards, and specialized shopping platforms. Unlike reward points or miles, which can expire or devalue, cashback provides flexible, direct savings that typically appear as a credit on your next monthly statement. Common Cashback Structures
Credit cards in Singapore generally follow one of two main earning models:
: Targets digital-first spenders with 10% cashback on online and mobile contactless payments. OCBC 365 Credit Card | Get Cashback on Everyday Spending
: These cards offer a consistent rebate—usually between 1.5% and 1.7% —on almost all spending without a maximum cap or minimum spend requirement.
: Offers one of the highest flat rates at 1.7% and famously includes typically excluded categories like insurance and school fees.
: Provides 1.6% unlimited cashback with no expiry.
Cashback is a financial reward that returns a small percentage of a transaction's value to the consumer. In Singapore, this is primarily facilitated through credit cards, debit cards, and specialized shopping platforms. Unlike reward points or miles, which can expire or devalue, cashback provides flexible, direct savings that typically appear as a credit on your next monthly statement. Common Cashback Structures
Credit cards in Singapore generally follow one of two main earning models: