Cell Phone Carriers That Buy Out Contracts Now

: Offers "switch and save" incentives that can provide up to $650 per line to assist with payoff costs, though strict eligibility requirements apply. Summary of Major Offers (2026 Estimates) Max Buyout per Line Max Total Lines Payout Method T-Mobile Up to $800 Virtual Mastercard Spectrum Up to $500 Visa® Reward Card Optimum Up to $500 Virtual Prepaid Visa Verizon Up to $650 Bill Credit/Prepaid Card Important Fine Print

Several major cell phone carriers, including , Spectrum Mobile , and Optimum Mobile , currently offer "buyout" programs that reimburse you for early termination fees (ETFs) or remaining device balances when you switch to their service. Top Carriers with Contract Buyout Offers cell phone carriers that buy out contracts

: Offers up to $800 per line (for up to 4 lines) to pay off your eligible phone or early termination fees when you switch from competitors like AT&T or Verizon. Reimbursements are typically issued via a virtual prepaid Mastercard. : Offers "switch and save" incentives that can