Cheap Used Cars Buy Here Pay Here -

: Because the dealer is taking a higher risk on the loan, the interest rates (APR) are typically much higher than traditional bank loans.

Unlike traditional dealerships that send your application to banks or credit unions, a BHPH dealer acts as both the seller and the lender. You pick the car, and you make your loan payments directly to the dealership—often on a weekly or bi-weekly schedule that aligns with your payday. cheap used cars buy here pay here

: You can often find a car, sign the papers, and drive away on the same day. : Because the dealer is taking a higher

: These lots focus more on your current income and proof of residence than your past credit mistakes. : You can often find a car, sign

: Look for dealers with a diverse selection of makes and models to ensure you aren't settling for a car that doesn't meet your needs.

: Since these are "cheap" used cars, always ask for a vehicle history report or bring a mechanic to look at the car before signing. Tips for a Smooth Experience