Clean-up-credit-history -

These require a cash deposit that serves as your credit limit. They are much easier to get if you have poor credit and report to all three bureaus.

If a family member has a long-standing account in good standing, asking them to add you as an authorized user can instantly add their positive history to your report. clean-up-credit-history

Keep copies of bank statements or receipts that prove your case. 3. Tackle "Credit Utilization" These require a cash deposit that serves as