: Records of when lenders have requested your report; "hard" inquiries from loan applications can temporarily lower your score.
: A record of whether you pay bills on time; this is a primary driver of your credit score. credit history report
: Listings of collections, foreclosures, or bankruptcies. Steps to Build and Maintain a Solid History : Records of when lenders have requested your
: Includes all lender-reported accounts, their balances, and how long they have been open. credit history report