Management | Debt Free

In 2016, the newly married couple realized they were drowning in a "gut-wrenching" $113,000 of debt, consisting of $75,000 in student loans, $16,000 in car loans, and $22,000 in credit cards. Despite working hard, they felt they had nothing to show for it and described their situation as a hole that seemed "impossible to fix". The Strategy: The Debt Snowball

The Whitleys followed the Dave Ramsey Baby Steps program, specifically utilizing the : debt free management

AI responses may include mistakes. For financial advice, consult a professional. Learn more How We Paid Off $113k in 28 Months | Our Debt-Free Journey In 2016, the newly married couple realized they

moved into his father's basement and lived on just $500 a month to pour $3,000 monthly into his student loans. Strict Budgeting For financial advice, consult a professional

consolidated six high-interest credit cards into one payment to pay off $28,000 in under four years. Extreme Frugality

: They began by selling furniture and clothing to pay off their smallest debt—a $150 PayPal account.