: Even a pre-approval is usually recorded as a "hard" enquiry, though rolling one over with the same lender generally does not hurt your score further.
: Mortgage brokers can often perform a "soft" search or review your file without leaving a "hard" footprint on your record. does buying a house hurt your credit
: Lenders like to see a variety of credit types (e.g., a mortgage alongside a credit card). Adding a home loan can improve your overall credit "mix". : Even a pre-approval is usually recorded as
Buying a house does cause a small, temporary dip in your credit score, but it typically strengthens your credit profile in the long run. Short-Term Impacts (The "Dip") temporary dip in your credit score