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The collapse of Silicon Valley Bank (SVB) in March 2023 was a landmark event, often characterized as a classic, yet modern, bank run fueled by high-interest rates, concentrated tech-sector deposits, and social media-driven panic. SVB was forced to sell assets at a

U.S. regulators (Treasury, Federal Reserve, FDIC) stepped in to backstop all depositors to prevent a wider banking crisis, effectively treating all deposits as insured regardless of the

The collapse immediately rippled through the financial sector, leading to the failure of Silvergate Bank and Signature Bank, and placing immense pressure on regional banks like First Republic Bank.