AI responses may include mistakes. For financial advice, consult a professional. Learn more
: You are trading actual Bitcoin. Fidelity provides institutional-grade "cold storage" custody for your coins through Fidelity Digital Assets.
Your portfolio, integrated with crypto - Fidelity Investments fidelity buy bitcoin
: Because it is an ETF, you can only buy and sell FBTC during traditional stock market hours. ⚖️ Direct Bitcoin vs. FBTC Spot ETF Fidelity Crypto® Account (Direct) Fidelity Bitcoin Fund (FBTC ETF) Asset Held Actual Bitcoin Shares of a fund tracking Bitcoin Account Type Dedicated Crypto Account Brokerage, IRA, or Trust accounts Trading Hours 23/7 (Short nightly maintenance) Standard U.S. market hours Fees 1% spread per trade 0.25% annual expense ratio Self-Custody Withdrawals to external wallets supported Not available (shares only)
: You search for the ticker symbol FBTC and buy it just like a regular stock or exchange-traded fund (ETF) inside your normal Fidelity account. AI responses may include mistakes
: Trades are "commission-free," but Fidelity Crypto builds a 1% spread into every buy and sell order.
: FBTC can be held in tax-advantaged accounts like standard IRAs and Roth IRAs. If your employer offers a self-directed brokerage window in your 401(k), you may be able to buy it there too. FBTC Spot ETF Fidelity Crypto® Account (Direct) Fidelity
This route is ideal for long-term investors or retirement savers who want exposure to Bitcoin's price movements without managing digital wallets or separate accounts.