Buyers Uk Government — First Time

: Allows you to buy a share of a property (between 10% and 75%) and pay rent on the remaining portion to a housing association. You can "staircase" to buy more shares over time. Regional Variations

: The Help to Buy – Wales equity loan remains available for eligible new-build homes. Stamp Duty Relief (2026)

: Property must cost no more than £250,000 after the discount (£420,000 in London). first time buyers uk government

: The Low-cost Initiative for First Time Buyers (LIFT) provides a shared equity contribution of 10–40% toward the property price.

: A savings account for those aged 18–39. The government adds a 25% bonus to your savings, up to a maximum of £1,000 per year. : Allows you to buy a share of

: Available UK-wide for properties up to £600,000.

: Offers local first-time buyers and key workers new-build homes at a 30% to 50% discount off market value. Stamp Duty Relief (2026) : Property must cost

In England and Northern Ireland, first-time buyers benefit from lower thresholds compared to standard movers: First Homes scheme: first-time buyer's guide - GOV.UK