Flood Insurance Site

Most policies, especially those through the National Flood Insurance Program (NFIP) , separate coverage into two categories:

Covers the physical structure, including the foundation, electrical/plumbing systems, central air, and built-in appliances (up to $250,000 for residential). flood insurance

Covers belongings like furniture, electronics, and clothing (up to $100,000 for residential). Most policies, especially those through the National Flood