With the market shifting, your strategy should move from "survival" to "optimization." Home Insurance in Florida: What Actually Changed in 2025?
: Several major private insurers have begun filing for rate decreases or zero-percent increases for 2026. Some homeowners are seeing premiums drop by as much as 11% as more private options enter the market. florida insurance rates
The Tides Are Turning: A 2026 Guide to Florida Insurance Rates With the market shifting, your strategy should move
: Citizens Property Insurance, previously the "insurer of last resort," has seen its policy count drop significantly from 1.4 million to under 780,000 as of late 2025, signaling a healthier private market capable of absorbing risk. The Tides Are Turning: A 2026 Guide to
: Some insurers, such as Progressive, are issuing state-required refunds when profits exceed certain regulatory thresholds. 🛠️ How to Capitalize on the 2026 Market