Ga Dream Home Buyer Program Direct

The , managed by the Georgia Department of Community Affairs (DCA) , provides low-interest, 30-year fixed-rate mortgages and down payment assistance (DPA) to help low-to-moderate-income Georgians buy their first home. 1. Down Payment Assistance (DPA) Options

Up to $10,000 (or 5% of the purchase price, whichever is less) for any eligible homebuyer. ga dream home buyer program

You must be a first-time homebuyer or haven't owned a home in the last three years (this requirement is waived if buying in a designated "target area"). The , managed by the Georgia Department of

Note: For other counties, limits are generally lower (e.g., $360,000 max price in rural areas). Obtain Homeownership with Georgia Dream Mortgage Products You must be a first-time homebuyer or haven't

You must contribute a minimum of $1,000 of your own funds toward the purchase.

You must complete a DCA-approved homebuyer education course . 3. Income and Purchase Price Limits