For low-to-moderate-income buyers in eligible rural and suburban areas, also offering zero down payment. Phase 3: The Search and The Team
Best for those with good credit and a steady down payment. guide to buying your first house
For active-duty military, veterans, and surviving spouses, offering zero down payment options. Attend open houses and private showings with your agent
Attend open houses and private showings with your agent. Don't just look at the house itself; look at the neighborhood. Visit the area at different times of the day and week. Check traffic patterns during your potential commute times. Look at the condition of neighboring homes. Phase 4: Making an Offer and Closing Check traffic patterns during your potential commute times
A score of 740 or higher typically secures the best interest rates. If your score is lower, consider taking a few months to pay down debts and ensure all bills are paid on time. 2. Save for a Down Payment and Closing Costs
This comprehensive guide is designed to walk you through the entire home-buying journey, from your initial financial check-up to the day you receive the keys to your new front door. Phase 1: Financial Preparation