: You'll need cash for a down payment (often 3–5% for beginners) and closing costs (typically 2–5% of the home price).
Before looking at houses, you must know what you can actually afford. home buying process for dummies
: Look for a buyer's agent who represents your interests. In most cases, the seller pays their commission, so it’s a free resource for you. 3. The House Hunt (2–3 Months Out) Now the fun—and exhausting—part begins. : You'll need cash for a down payment
: Be clear on your non-negotiables, like the number of bedrooms or commute time. the seller pays their commission