Home Buying Programs In — Dallas Tx

If a property falls outside city limits or DHAP funds are depleted, statewide programs offer robust alternatives that can often be "stacked" with other aid. Dallas Homebuyer Assistance Program

: For traditional DHAP, the home price cannot exceed $342,000 for both new and existing homes.

: The loan is interest-free and forgiven over time: 5 years for amounts under $15,000. 10 years for $15,000–$40,000. 15 years for amounts exceeding $40,000. Targeted Community Extensions home buying programs in dallas tx

: Up to $50,000 for all other eligible locations within Dallas city limits. Key Requirements :

In 2026, the landscape for home buying programs in Dallas, TX, is shifting toward third-party administration and targeted community support. Whether you are a first-time buyer or a long-term resident, these programs offer substantial financial relief to bridge the gap between rising home prices and affordable monthly payments. If a property falls outside city limits or

: Aimed at teachers, healthcare workers, and first responders, this track allows for higher income limits (up to 120% AMI ) and removes the sales price cap.

The flagship local initiative, DHAP , provides forgivable second-lien loans to help with down payments and closing costs. As of , the program has transitioned its management to Business and Community Lenders (BCL) of Texas to improve efficiency. Financial Tiers : 10 years for $15,000–$40,000

: A mandatory 8-hour HUD-approved homebuyer education course must be completed.