How Much Does It Cost To Buy An Annuity Apr 2026

: Often require a lower entry point, typically between $5,000 and $10,000 .

: Usually require at least $25,000 due to their more complex investment structures. Ongoing Fees and Charges how much does it cost to buy an annuity

Most annuities include a commission paid by the insurer to the agent or broker. : Often require a lower entry point, typically

The "cost" of an annuity is rarely a single sticker price; instead, it is a combination of your and a variety of ongoing fees that vary by product complexity. While some buyers start with as little as $2,500, the national average investment is approximately $150,000. Initial Investment (Premium) The "cost" of an annuity is rarely a

Ongoing costs are typically higher for "variable" or "indexed" products and lower for "fixed" or "immediate" products. 1. Commissions (1% to 8%)

There is no universal minimum, but insurers set practical starting points based on the annuity type: