Before visiting a dealership, take these steps to strengthen your position:

Avoid GAP insurance, extended warranties, and "protection packages" sold by the dealer; these inflate your loan.

Also called "Yo-Yo Financing." Never leave the lot until the loan is 100% finalized.

Use these as a last resort . They have extremely high rates and often don't report your on-time payments to credit bureaus. 🚛 Strategies for the Dealership