: These are designed to protect against inflation. For bonds issued between November 2025 and April 2026, they offer a composite rate of 4.03% . This rate includes a fixed component (0.90%) and a semiannual inflation adjustment.

Gifting U.S. savings bonds to a grandchild is a timeless way to provide long-term financial security while teaching the value of patience and compound interest. In today’s digital-first environment, this process is managed primarily through , the official U.S. Treasury portal. Choosing the Right Bond

The U.S. Treasury currently offers two types of electronic savings bonds, each serving different financial goals:

: Once purchased, the bond is held in your virtual "Gift Box" for at least five business days before it can be delivered. Giving savings bonds as gifts - TreasuryDirect

: Navigate to the "BuyDirect" tab in your account. Choose Bond Series : Select either Series I or Series EE.

: If this is your first time gifting to this grandchild, select "Add New Registration." Check the box indicating "This is a gift" and provide the grandchild’s legal name and Social Security Number (SSN).

How To Buy A Savings Bond For My Grandchildren Official

The U.S. Treasury currently offers two types of electronic savings bonds, each serving different financial goals: : These are designed to protect against inflation

: Once purchased, the bond is held in your virtual "Gift Box" for at least five business days before it can be delivered. Giving savings bonds as gifts - TreasuryDirect Gifting U

: Navigate to the "BuyDirect" tab in your account. Choose Bond Series : Select either Series I or Series EE.