One afternoon, Sam’s mentor asked a single question: “If you couldn’t work for six months, who pays your mortgage?”
He listed his must-haves (mortgage, groceries, utilities). how to buy disability insurance
He asked the broker, "Do you specialize in 'Own-Occupation' policies?" One afternoon, Sam’s mentor asked a single question:
Sam checked that the premium was "Non-Cancellable" and "Guaranteed Renewable." This meant the company could never raise his rates or cancel his plan as long as he paid. utilities). He asked the broker
He made sure he was covered even if he could only work part-time due to an illness. Phase 4: The Application and "The Lab"