To buy health insurance outside of the Affordable Care Act (ACA/Obamacare) Marketplace, you can purchase "off-exchange" plans directly from insurance companies, use a licensed broker, or explore alternative coverage like short-term plans or health sharing ministries. Ways to Buy Outside the Marketplace
: Small business owners or the self-employed may look into Individual Coverage HRAs (ICHRAs) or Association Health Plans (AHPs) . Types of Non-Marketplace Coverage 1. Off-Exchange ACA-Compliant Plans
: Brokers can compare plans across different companies and help you find ACA-compliant options that aren't listed on the government exchange.
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