How To Buy My First House With No Money Down • Best

Only two major government-backed programs offer a 100% financing option (no down payment required).

: Household income generally cannot exceed 115% of the area median income. 2. Stack Down Payment Assistance (DPA) how to buy my first house with no money down

Buying your first home without a traditional 20% down payment is absolutely possible in 2026. In fact, several programs allow you to move in with , while others require as little as 3% . 1. True "Zero Down" Mortgage Programs Only two major government-backed programs offer a 100%

: These are designed for low-to-moderate-income buyers in "rural" areas, though many suburban neighborhoods surprisingly qualify. Down Payment : $0. how to buy my first house with no money down