How To Lower Closing Costs When Buying A House Today

On the final day, Leo combed through the . He spotted a "courier fee" and an "administrative document fee" that seemed redundant. He asked his loan officer to explain them; the officer, realizing Leo was paying attention, waived $300 in "garbage fees."

Leo noticed a fee for and Surveying . His lender had a "preferred provider," but Leo spent an hour calling local title companies. He found a reputable one that charged $600 less than the lender's suggestion. 4. The End-of-Month Maneuver how to lower closing costs when buying a house

The bungalow needed a new water heater. Instead of asking the seller to fix it, Leo asked for a . The seller, eager to move out, agreed. This meant Leo brought $5,000 less cash to the closing table. 3. Shopping the "Third-Party" Services On the final day, Leo combed through the

Leo originally planned to close on the 5th of the month. His agent whispered a secret: "Close on the instead." Because prepaid interest is calculated from the day you close until the end of the month, Leo saved over three weeks' worth of interest payments upfront. 5. Checking for "Junk" His lender had a "preferred provider," but Leo