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Budget an additional 2%–5% of the home's price for taxes, titles, and transfer fees. 5. Get Pre-Qualified
Look into local "First-Time Homebuyer Programs." Many cities offer grants or low-interest loans to help with down payments! how to qualify to buy a house
Be prepared to provide two years of tax returns and profit/loss statements. 4. Save for the Down Payment & Closing Costs
Conventional loans start at 3%–5% , while FHA is 3.5% . DM me to connect with a trusted local
Before you tour a house, get a pre-qualification letter . This shows sellers you’re a serious buyer with the backing of a lender.
A score of 620 or higher is typical for conventional loans , though FHA loans may accept scores as low as 500–580 with a higher down payment. Save for the Down Payment & Closing Costs
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