Be extremely careful here. These deals are often predatory, featuring high interest rates and "forfeiture clauses" where you lose all your equity if you miss a single payment. Always have a lawyer review these contracts.
Some lenders will look at your history of on-time rent payments as a "compensating factor" to prove you are reliable despite what your credit score says. i wanna buy a house with bad credit
These are backed by the government and are the most common path for credit-challenged buyers. You can often qualify with a score as low as 580 with a 3.5% down payment. If you have a 10% down payment, some lenders go as low as 500 . Be extremely careful here
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