Insurance Inspection Info

For older homes or those in high-risk areas (like wildfire or hurricane zones), insurers may re-inspect every few years. Residential Inspections - ICAT

Insurance inspections are routine evaluations that companies use to verify a property's condition and assess potential risks. Whether it is a "drive-by" exterior check or a scheduled walkthrough, understanding the process can turn a potentially stressful event into a simple administrative step. insurance inspection

After an accident or damage (like a storm), a "loss inspection" or "adjustment" is conducted to determine the payout. For older homes or those in high-risk areas

Insurers don't just inspect because they suspect something is wrong; it is a standard part of their underwriting process to ensure they are charging the right premium for the actual risk. insurance inspection