Is Best Buy Credit Card Hard To Get Apr 2026

: A steady income and a low debt-to-income ratio.

: At least some history is required; it is nearly impossible to get approved with no credit . Approval Stories and Real-World Odds Experiences vary based on individual credit profiles: What are my Best Buy credit card approval odds? - WalletHub is best buy credit card hard to get

Citibank, the issuer for Best Buy cards, generally looks for the following criteria: : 700+ for the Best Buy Visa Platinum (no annual fee). 640+ for the Best Buy Store Card (usable only at Best Buy). 640+ for the Best Buy Visa Gold (may include a $59 annual fee). : A steady income and a low debt-to-income ratio